Outbound Investments via LRS Route
Global Portfolio Diversification through the Liberalised Remittance Scheme. Invest in the world's leading markets from India with expert guidance.
Why Invest Outbound? A Parent's Perspective
If you're planning for your child's higher education abroad, you're not just saving for a degree—you're saving in a foreign currency. Foreign education is priced in dollars, not rupees.
The Problem: A severe currency mismatch. You are saving in INR, but the eventual goal (tuition and living expenses in the US, UK, etc.) must be paid in USD, GBP, or other major currencies. If the rupee depreciates, the real cost of that education shoots up, even if the foreign university's fee remains unchanged.
The Solution: Hedging through dollar-denominated funds. By investing a portion of your portfolio in global markets via the LRS route, you align your assets with your future liabilities, effectively removing the currency mismatch.
True Diversification vs. Concentration Risk
Many investors believe they are diversified because they own Indian equity mutual funds, direct stocks, debt funds, and domestic real estate. However, this is concentration risk, not true diversification. All these assets are tied to the performance of a single economy—India.
Going outbound isn't just about chasing higher returns; it's basic risk management. By investing globally, you acquire assets that don't move in lockstep with the Indian economy, protecting your overall wealth from localized downturns or systemic domestic risks.
Expert Guidance
Expert guidance for your global investment journey. We help you navigate the complexities of international markets and the LRS route with confidence.
How to Start Your Global Journey
A streamlined 4-step process to invest in global markets via GIFT City.
Onboarding & KYC
Digital Process: KYC and folio creation is instant.
Physical Process: Folio creation takes up to T+2 days.
LRS Remittance
Transfer funds from your Indian bank account. No separate USD account is required.
Unit Allotment
Units are allotted based on the applicable NAV once funds are received in the GIFT City account.
Portfolio Tracking
Access your dashboard to view statements, NAV details, and performance reports.
Frequently Asked Questions
Everything you need to know about outbound investing via the LRS route.
All resident individuals, including minors (through guardians), are eligible to invest under the LRS route. Currently, this route is not available to Corporates, Partnership Firms, HUFs, or Trusts.
No, a separate USD account is not required. You can remit funds directly from your existing Indian INR bank account. The bank handles the conversion to USD as part of the LRS remittance process.
The minimum initial investment is typically USD 5,000. Subsequent investments can be made in smaller increments. Please refer to the specific fund's offering document for the exact Total Expense Ratio (TER) and fee structure.
Redemptions are processed in USD and credited back to your designated bank account. Exit loads may apply depending on the holding period (typically 1% if redeemed within 1 year). Payouts are usually completed within T+5 to T+10 working days.
One of the key benefits of GIFT City funds is tax efficiency. Profits are generally taxed at the fund level within the IFSC, which simplifies personal tax filings for Indian residents compared to direct foreign stock investments.
Ready to Start Your Global Investment Journey?
Connect with our expert advisors to understand how outbound investments can fit into your financial plan and help you achieve your long-term goals.
Contact Your Advisor